First Time Homebuyers

Get the knowledge you need



First Time Homebuyer Education

Register for one of our free home buying webinars. Our experienced mortgage consultants will share advice on homeownership and guide first time homebuyers through the mortgage lending process. 

Home Buying Webinar

6/12/2025 6:00 - 7:00 PM

Home Buying Webinar

6/26/2025 12:00 - 1:00 PM

Home Buying Webinar

7/9/2025 12:00 - 1:00 PM

Home Buying Webinar

7/22/2025 6:00 - 7:00 PM

Our Home Purchase Advantage program can help you accomplish your goals. First-time home buyers and people interested in maximizing liquid assets can benefit.

We’re here to answer your questions and help you understand your options. Call (800) 632-4600, option 1-2703.

Features

  • Includes fixed and/or adjustable rate mortgages
  • Moderate to low income borrower program enhancements
  • Competitive pricing
  • Flexible options

Home Purchase Advantage

Provident’s new Home Purchase Advantage (HPA) program provides expanded purchasing power for our members.

POWER Funding 10-Day Guarantee

Close your purchase in 10 business days or less, guaranteed.039

Apply Now

Mortgage Calculators

Use our Mortgage calculators to help answer your mortgage loan questions.

Mortgage Calculators

Disclosures

  • 039) Pre-approval and closing guarantees are based on a preliminary review of borrower's credit information only and is not a commitment to lend. The closing guarantee is subject to verification of the information submitted on borrower's application, in addition to borrower’s property eligibility. Fraudulent or purposely misleading information provided by borrower will invalidate the guarantee.

Low Mortgage Rates

Provident has the perfect mortgage loan to fit your needs.

View Mortgage Options