Variable Rate IRA Certificate

Features

  • Available in 24 and 36-month terms

  • Federally insured to $250,000 by NCUA
     

Requirements

  • Minimum opening balance of $500

  • IRA contributions are limited to $6,000 per year; additional $1,000 allowed for those over 60 years old to "catch up"

  • Maximum balance of $1,000,000

Variable Rate IRA Term Share Certificate

Take advantage of good market conditions with this variable rate certificate. Earnings are tax-free if the account is open for five tax years and withdrawn for a qualified reason.224 See rates.

Disclosures

  • 224) Penalty for early withdrawal may be assessed and may reduce earnings for all term share certificates.

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