Bump Up IRA Certificate

Bump-Up IRA Term Share Certificate

This great certificate allows you to step up to a higher rate. If we advertise a higher rate for this IRA certificate than the current rate you are receiving, you can request whatever rate is current, one time, any time during the term of the certificate, and we'll apply it to the remaining term. See rates.


  • 24-month term

  • Step up to a higher rate if advertised one time during your term

  • Federally insured to $250,000 by NCUA


  • Initial minimum deposit amount of $500
  • Minimum balance to earn dividends is $500
  • IRA contributions are limited to $6,000 per year; additional $1,000 allowed for those over 50 years old to "catch up"
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