Add-On IRA Certificates

Add-On IRA Term Share Certificate

Add deposits of any amount — anytime. This fixed rate account is a smart and flexible way to save with automatic payroll deduction. Deposits that raise the balance into the next tier will increase the rate, allowing your money to grow even faster. See rates.


  • 24-month term

  • Add deposits of any amount, at any time, up to a maximum of $1,000,000 without affecting your term

  • Federally insured to $250,000 by NCUA


  • Initial minimum deposit amount of $250

  • Minimum balance to earn dividends is $250

  • Maximum balance of $1,000,000

  • IRA contributions are limited to $6,000 per year; additional $1,000 allowed for those over 50 years old to "catch up"

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