Scheduled Maintenance

Provident's online, mobile, and telephone banking systems will be unavailable due to scheduled maintenance starting Sat (May 18) from 10 PM to Sun (May 19) at 12:00 AM. We apologize for any inconvenience this may cause.

Hayward Branch

Open Today from 9 - 4

Branch Information

Located in Plaza Center

22302 Foothill Blvd.

Hayward, CA 94541

Phone: (510) 582-7269

Fax: (510) 537-4293

Schedule Appointment

Branch Hours

Monday - Thursday: 9 - 5

Friday: 9 - 6

Saturday: 9 - 4

Sunday: Closed

Branch Services

  • Surcharge-free ATM
  • Accepts ATM Deposits

Meet Our Team

Jacob Lal

Hayward Branch Manager

Fatemeh Sangabi

Sr. Mortgage Consultant

Phone: (650) 508-7269

Fax: (650) 508-7228

Fatemeh has been with Provident Credit Union for 20 years as a Mortgage Consultant after entering the lending industry in 1992 as a loan officer. Fatemeh holds a Bachelor’s Degree in Business Management. Whether purchasing or refinancing, Fatemeh thrives in helping our members achieve and maintain their home ownership goals.

Apply with Fatemeh Sangabi

Fatemeh has offices in:

  • Daly City Branch

  • Millbrae Branch

  • San Mateo Branch

  • Hayward Branch

John Dayao

Financial Consultant

Phone: (415) 816-0715

Fax: (650) 801-7103

CA Insurance License #0E21804

John comes to Provident Credit Union with over 21 years of experience in financial services. The majority of his career was with MetLife, AXA, and Symetra Financial, where he was a Regional Vice President for their retirement divisions. His work experience also includes being a Wealth Management Consultant for Saybrus Partners, specializing in wealth management, protection, and distribution strategies. 
 
As a Financial Consultant located at Provident Credit Union, John offers a wide range of services, from helping with individual investments to developing a retirement strategy. His goal is to facilitate the process of building, preserving, distributing, and transitioning wealth for his clients, custom tailored for the years ahead.
 
John received his Bachelor’s Degree from UC Irvine and holds FINRA Series 6 and 63 registrations through Securities America and Life & Health insurance licenses. In his free time, he enjoys traveling with his wife and two kids, playing golf, and finding new recipes to recreate at home

John has offices in:

  • Fremont Branch

  • San Mateo Branch

  • Palo Alto Branch

  • Sunnyvale Branch

  • Hayward Branch

  • San Ramon Branch

  • Dublin Branch

Sneh Jolly

Financial Consultant

Phone: (510) 786-7315

Fax: (650) 801-7103

CA Insurance License #0K04812

As a Financial advisor, I am committed to helping my clients achieve their financial goals and secure their financial future. With 20 years of experience in the financial industry and a deep understanding of various financial instruments, I provide personalized financial advice and investment strategies tailored to each client’s unique needs.

My educational background includes a master’s degree in public administration, as well as various certifications and licenses, such as series 6, Series 7, Series 63, Series 65, and Insurance. I constantly strive to stay up to date with the latest market trends, economic developments, and investment opportunities, and use this knowledge to inform my clients investment decisions.

I believe that communication is key to building strong relationships with my clients, and I work closely with each one to understand their financial objective, risk tolerance, and investment preferences.  Whether they are in the accumulation phase or about to explore the complex income replacement options available to retire, I am here to help. I help simplify this process of planning by understanding their goals, implementing, and monitoring the strategies to help them maintain the lifestyle they want to live during retirement.

In addition to my work as a financial advisor, I am committed to giving back to my community and supporting various charitable organizations. I believe that financial success is not just about personal wealth, but also about making a positive impact in the communities that we live in and work.

Sneh has offices in:

  • Fremont Branch

  • San Jose (North) Branch

  • San Jose Branch

  • Hayward Branch

  • San Ramon Branch

  • Dublin Branch

  • San Jose (South) Branch

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