Pre-recorded Home Buying Webinar

Pre-recorded Home Buying Webinar

Mike Mendenhall of Keller Williams Realty and Norm Whiteman from Provident Credit Union cover the knowledge you need to take advantage of the current home buying conditions. This webinar will guide you through the home buying process, with topics including:



Fixed/Adjustable Mortgages

These loans offer a low rate that stays fixed for five to ten years, then converts to an adjustable rate. This may make the difference in being able to afford your first home or upgrade to a bigger home, without giving up the security of a fixed payment during the first years of the mortgage.
 
We’re here to answer your questions and help you understand your options. Call (800) 632-4600, option 1-2703.
 

Mortgage Period of Fixed Rate Period of Adj. Rate Adjustment Frequency
7/23 7 23 Every 12 Months
5/5 5 25 Every 5 Years
10/10/10 10 20 Every 10 Years

Features

  • Interest rate may change during the life of the loan

  • Monthly payments may increase or decrease based on interest rate changes

Fixed Rate Mortgages

This type of loan appeals to the conservative borrower, those who will not move, or won't refinance for many years. This loan option offers a very stable rate and payment over the life of the loan. Even as the overall rate environment changes, your rate and loan payment remain unchanged. Additionally, we offer 15 and 20-year terms.

Need help deciding which one is right for you? Call (800) 632-4600, option 1-2703

  • 10-Year Fixed Rate Mortgage

  • 15-Year Fixed Rate Mortgage

  • 20-Year Fixed Rate Mortgage 

  • 30-Year Fixed Rate Mortgage

Fixed Rate Mortgages available for non-owner occupied as well. 

Features

  • Fixed rate for the term of the loan

  • Multiple term options available

  • Principle and interest payments remain fixed for the life of the loan

Home Purchase Advantage

Provident’s new Home Purchase Advantage (HPA) program provides expanded purchasing power for our members.

Whether you are a first time home buyer or strategically interested in maximizing your liquid assets, our HPA program can help you accomplish your goals.

We’re here to answer your questions and help you understand your options. Call (800) 632-4600, option 1-2703.

Features

  • Includes fixed and/or adjustable rate mortgages
  • Moderate to low income borrower program enhancements
  • Competitive pricing
  • Flexible options

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