Your Guide to Banking Safety

October is Cybersecurity Awareness Month, the perfect time to review your digital habits and strengthen your defenses against online scams. Protecting your finances is about building smart, everyday habits that keep scammers at bay. From enabling two-factor authentication to monitoring your accounts, these essential tips will help you bank safely and confidently.
 

Red Flags That Reveal Banking Imposter Scams

Imposter scams are on the rise, but knowing the warning signs can help you avoid falling victim:

• They ask you to send money: Scammers often request payments through wire transfers, gift cards, or peer-to-peer apps.
• They request verification codes: Your bank will never ask you to share one-time passcodes or verification codes.
• They create a false sense of urgency: Scammers pressure you to act quickly, claiming your account is at risk.
• They contact you unexpectedly about account issues: Always end suspicious communications and contact your financial institution directly.

Safeguard Your Information

Here’s how you can protect your accounts and personal information:

• Create strong, unique passwords and update them every 90 days. Use a combination of capital letters, numbers, and symbols.
• Turn on two-factor authentication to add an extra layer of security, and never share one-time codes with anyone.
• Avoid public Wi-Fi or shared devices when accessing sensitive accounts, like your email or banking apps.
• Use licensed antivirus software and keep it updated to protect your devices from cyber threats.
• Install tracking and anti-theft software on your devices to secure personal data in case of loss or theft.

How We Keep Your Transactions Secure

We use advanced technology to ensure your financial information is safe. Here’s what we do to protect your accounts:

• Fraud detection systems: Automated systems monitor your accounts and flag unusual activity for review.
• Advanced activity controls: We collaborate with other financial institutions to share fraud data and enhance detection.
• Real-time account verification: External accounts are verified instantly to ensure secure transfers.
• Zelle^® payments: Zelle provides fast, secure payments with real-time data, improving fraud detection.
• Flexible risk systems: Our risk management strategies adapt to evolving fraud patterns to keep your accounts protected.

Stay Informed with Banking Alerts

Setting up alerts on your accounts is a simple way to stay informed about suspicious activity, like unexpected withdrawals or large purchases. Real-time notifications can help you catch potential fraud early and keep your finances safe.

By following these tips and staying alert, you can outwit scammers and safeguard your financial future.