Security
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2/3/2025 2:46:16 PM
2.3.25
Stay Safe from Artificial Intelligence Fraud
Generative Artificial Intelligence (AI) is amazing. It can create new content, like text, images, and even videos. But unfortunately, scammers are also using this technology to trick people and steal money.
The FBI has issued a warning about how criminals are taking advantage of AI. Here’s what you need to know to stay safe.
The FBI has issued a warning about how criminals are taking advantage of AI. Here’s what you need to know to stay safe.
How Scammers Use AI
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Fake Messages
- Scammers use AI to create convincing emails, social media posts, and texts.
- They build fake social media profiles and websites to trick you into investing in scams like cryptocurrency.
- Chatbots on fake websites can make these scams look even more real.
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Fake Photos
- AI can create realistic photos to:
- Fake social media profiles.
- Make counterfeit IDs.
- Create fake endorsements from celebrities.
- Show disasters or emergencies to ask for donations.
- Make fake images to damage reputations or manipulate markets.
- AI can create realistic photos to:
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Fake Voices
- Scammers can clone voices to:
- Pretend to be a loved one in trouble and ask for money.
- Trick companies into giving them access to accounts.
- Scammers can clone voices to:
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Fake Videos
- AI-generated videos are used to:
- Impersonate company executives or government officials.
- Create promotional videos for fake investments.
- Send personalized videos to build trust.
- AI-generated videos are used to:
How to Protect Yourself
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Verify Unexpected Requests
- Set a secret word with family members to confirm their identity in emergencies.
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Look for Red Flags
- Watch for odd details in images and videos, like distorted features or shadows that don’t match.
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Be Careful with Audio
- Listen closely during calls that seem suspicious. Fake voices often sound slightly off.
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Limit What You Share
- Keep personal photos and voice recordings private on social media.
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Double-Check Contacts
- If a financial institution or company calls, hang up and contact them using the official number.
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Protect Personal Info
- Don’t share sensitive information with strangers online or over the phone.
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Be Smart with Money
- Don’t send money, gift cards, or cryptocurrency to someone you haven’t met in person.
What to Do If You’re Scammed
- Report it: Go to www.ic3.gov and file a complaint with the FBI.
- Share Details: Provide as much information as possible, including names, transactions, and messages.
At Provident Credit Union, your security is our priority. By staying informed and cautious, we can work together to protect your financial future.