Refer Friends

Disclosures

• 51) The increased reward offer is subject to change at any time. Please allow 4-6 weeks after completion of all requirements for delivery of your Visa Reward Card to the physical address provided when opening your new account. Reward card may be reported as income to the IRS.
• 52) ReferLive is a trademark of CustomerStream, LLC.
• 53) Terms & Conditions Refer-A-Friend Checking Account Offer:
  The person making the referral (Referrer) will earn a $100 Visa® Reward Card for each individual or a $50 Visa Reward Card for each business referred (Referred Person) to Provident Credit Union that registers for the offer, opens a new personal or business checking account and completes the other requirements. To make a referral, the Referrer must register for the program and share the offer with their friends, family or coworkers. A Referrer may receive up to a $500 value in Visa Reward Cards within a calendar year, but only one Referrer may receive a Reward Card for each Referred Person who fulfills the requirements. The Referred Person may receive one $100 Reward Card for opening a new personal checking account and completing the requirements and one $150 Reward Card for opening a new business checking account and completing the requirements. The Referred Person may also be eligible as a Referrer.
  To earn a $100 Visa Reward Card, the Referred Person must register for the program in the branch or by following the link provided in the referral email or on social media, open a new personal checking account, and complete the following requirements within 60 days of account opening:
  • Have one (1) or more debit card or credit card purchases totaling at least $400, AND
  • Have one (1) or more direct deposits or automatic credits totaling at least $500, AND
  • The account must be open and in good standing for a minimum of 60 days.
  
  To earn a $150 Visa Reward Card, the Referred Person must register for the program in the branch or by following the link provided in the referral email or on social media, open a new business checking account, and complete the following requirements within 60 days of account opening:
  • Have one (1) or more debit card or credit card purchases totaling at least $400, AND
  • Have one (1) or more direct deposits or automatic credits totaling at least $500, AND
  • The account must be open and in good standing for a minimum of 60 days.

  Youth Checking accounts are ineligible for this promotion. Members must be 18 years or older to participate.

  
  Please allow 4-6 weeks after completion of all requirements for delivery of the Visa Reward Card. Referrer Reward Card will be sent to the physical address provided at program registration. New account holder Reward Card will be sent to the physical address provided when opening the new account. Reward Card may be reported as income to the IRS.
  
  The Referrer authorizes the sending of communications to each Referred Person. The email may not be recovered if the person has “opted out” of marketing material from Provident Credit Union or ReferLive. Each person who registers at ReferLive authorizes future communications including emails regarding the program unless they “opt out” by making an election at ReferLive or within such email. The Referred Person acknowledges that a Reward Card will be issued to the Referrer after all conditions have been met in the time frames provided. The Reward Cards will be mailed to the addresses within the ReferLive registration system. This offer may be changed at any time without notice.
  

  Provident Credit Union employees will not be eligible to refer and receive the incentive.

  Visa is a registered trademark of Visa, Inc. Visa is not a participant or sponsor of this promotion.

• 54) ReferLive^TM Privacy Policy
  Your privacy is important to us. We provide this notice explaining our information practices and the choices you can make about the way your information is collected and used. To make this notice easy to find, we make it available on our homepage and at every point where personally identifiable information may be requested.
  

  About us

  
  ReferLive is a referral platform operated by CustomerStream, LLC, a company headquartered in Franklin TN, on behalf of financial institutions for which we operate as a service provider.
  

  The Information We Collect

  During the ReferLive registration and referral process, you will be asked to share information about yourself and/or about individuals you refer. The types of information collected during the registration and referral process include:

   - Name

   - Address

   - Email address

   - Phone Number

  The Way We Use Information

  
  We use information we collect solely to fulfill our function as a service provider on behalf of our financial institutions. We do not sell your personal information and information is never shared except to the extent necessary to fulfill the provided services.
  

  Our Commitment to Data Security

  
  To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, we have put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect.
  

  Have Questions?

  CustomerStream offers services to financial institutions as a service provider. For requests related to your personal information including requests to delete your information, please contact the participating financial institution.

  For other questions, please contact ReferLive customer support at info@referlive.com