Transaction and Merchant Types

Transaction Types:

In-store Transaction – Department stores, pharmacies, and other card purchases signed for by the cardholder.
e-Commerce – Online bill payment, online shopping and other card purchases paid for via Internet.
Mail/Phone Order – Catalog shopping, travel agents payments and other card purchases paid for via telephone, fax, mail, or Internet.
Recurring – Automated bill payment, monthly subscriptions, and other card purchases for which payment is scheduled on a predetermined date.
ATM – Cash dispensers, cash kiosks, and ATMs from which cardholders can withdraw cash.
Other – Other cases where transaction types cannot be identified are under this type.

Merchant Types:

Department Store – Clothing & accessories, office supplies, florists, automobile dealers, home improvement services and equipment, art and sports supplies, and direct marketing.
Entertainment – Amusement parks, movie theatres, books, music, games, digital entertainment, sports arenas including golf courses, athletic events, aquariums, video rentals, and dance halls.
Gas Station – Fuel dispenser, warehouse club gas, and petroleum and petroleum products.
Grocery – Supermarkets, bakeries, meat freezers, candy and other confectionaries, dairy products, specialty markets, and convenience stores.
Household – Utility services, contracted services, business services, courier services, home improvement services, household appliance stores, money send and stored value cards, and saving bonds.
Personal Care – Drug stores, pharmacies, health professional services, medical services and labs, ambulance services, legal services, and attorneys.
Restaurant – Diners, fast-food restaurants, and caterers.
Travel – Airlines, cars and automotive rentals, hotels, motels, inns, resorts, toll and bridge fees, taxicabs and limousines, timeshares, parking lots, and garages.
Age Restricted – Liquor & cigar stores, casinos, betting, bars, taverns, nightclubs, dating and escort services, lottery, and gambling.
Other – Other cases where merchant types cannot be identified are under this type. Examples include bail bonds, UPS, direct marketing services and products, door-to-door sales, etc.