Holiday Shopping Security Tips

Security

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11.9.22

Holiday Shopping Security Tips


New Holiday Shopping Security Tips
With each passing year, our lives become more digital. Whether it’s working, learning or shopping, more of our lives are online. Unfortunately, that means cybercriminals have more opportunities to steal information from consumers and their employers. It’s important to become aware of vulnerabilities created by our increased reliance on digital connectivity.

Online Shopping Safety
Holiday shopping begins early and people anticipate annual online deals from Amazon Prime Day, Black Friday Specials as well as many other holiday promotions from stores such as Target and Walmart. With this in mind, Cybercriminals continue to ramp up their technology with sophisticated campaigns that are often difficult to distinguish from the real thing. Online purchase scams are the riskiest form of consumer fraud, according to the Better Business Bureau. Companies from outside the U.S. are advertising low quality, knock-off products on social media. In some cases, the retailer steals your credit card information and sells it on the black market. To protect yourself, don’t buy from unfamiliar retailers or download apps from anywhere besides official stores like Apple, Amazon and Google Play. And, make sure an online retailer’s website is secure and displays a padlock security icon on the far left of the website URL.
 
Other online shopping safety tips include:

  • Don’t save your credit card information on your accounts. It’s convenient to store your information on a retailer’s website so you don’t have to enter it again, but hacks happen.
  • Use strong passwords and a password manager. With so many passwords to remember these days, consider installing a password manager app to keep track on your phone and web browsers. Because password manager apps automatically assign passwords, you’ll avoid using the same one for every account, which inflates your risk of loss. Passwords should always use a complex set of at least 10 lowercase and uppercase letters, as well as numbers and symbols.
  • Secure your Wi-Fi. Always use a password-protected Wi-Fi Protected Access 2 (WPA2) home network when shopping online from home. You may also want to consider installing and using a VPN – a virtual private network – on your mobile devices and computers before connecting to a Wi-Fi network. This is especially important when using public Wi-Fi networks, which can be easily hacked.
  • Set up fraud alerts. You can activate card controls and automated fraud alerts on your Provident Visa credit card preventing unauthorized purchases and alerting you immediately to any suspicious transactions.

You’re covered at Provident

You can shop online this Holiday season with extra peace of mind, because Provident credit union members automatically receive our special Zero Liability Fraud Protection Guarantee. This program reimburses you 100% for any unauthorized electronic transactions made on your account while shopping in stores, online, on your mobile device, by phone or while using an ATM. Simply report the incident within two days of your Visa debit or credit card being lost or stolen, or 60 days for non-debit card transactions.

To learn more about Zero Liability Fraud Protection Guarantee visit us here

 

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