Essential Internet Safety Tips

In our digital age, everyday tasks like opening an email attachment, following a link in a text message, or making an online purchase can expose you to online criminals aiming to harm your systems or steal from you. Preventing internet-enabled crimes and cyber intrusions requires each of us to be aware and on guard. Here are some essential tips to protect yourself online.

Protect Your Systems and Data

• Keep Systems Updated: Ensure your systems and software are always up to date. Install a strong, reputable anti-virus program to guard against threats.
• Use Strong Passphrases: Create strong, unique passphrases for each of your online accounts. Avoid using the same passphrase across multiple accounts, as a breach in one can compromise others.
• Verify Attachments: Only open email attachments if you are expecting them and have verified the sender’s email address. Unsolicited attachments can be harmful.

Protect Your Connections

• Be Cautious with Public Wi-Fi: Avoid conducting sensitive transactions, such as purchases, when connected to public Wi-Fi networks. These networks are often less secure and more vulnerable to attacks.
• Use a VPN: If you must use public Wi-Fi, consider using a Virtual Private Network (VPN) to encrypt your connection and enhance security.

Protect Your Money and Information

• Scrutinize Email Addresses and URLs: Examine email addresses in all correspondence and scrutinize website URLs. Scammers often mimic legitimate sites or email addresses with slight spelling variations.
• Avoid Unsolicited Links: Don’t click on links in unsolicited texts or emails asking you to update, check, or verify your account information. If you’re concerned about your account, visit the company’s official website or call their official phone number. Provident will never contact you to ask for verification of your account, security, or personal information. If you receive a suspicious call, text, or email from someone claiming to be a Provident employee, do not share any information or reply. If it is a suspicious call, please hang up immediately. If in doubt, contact Provident directly at (800) 632-4600 to confirm.
• Verify Payment Requests: Carefully scrutinize all electronic requests for payments or fund transfers. Be wary of messages urging immediate action.
• Use Credit Cards for Online Purchases: When making online purchases, use a credit card for an extra layer of fraud protection.
• Be Cautious with Online Acquaintances: Never send money to someone you meet online or allow unknown individuals access to your bank account for transfers.

By staying vigilant and following these tips, you can significantly reduce your risk of falling victim to online crimes and cyber intrusions. Always be cautious when connected! 

For more tips on how to keep your accounts safe, visit our Security Center.