See Your Credit Score

Understand and Manage Your Score

Credit Sense

Provident's free credit score service provides members with:
  • Your free credit score - updated daily

  • The average credit score in your neighborhood

  • Credit monitoring and alerts

  • Pre-qualified offers - see ways you can save money on new and existing loans

  • Email notifications if your score changes

  • Tips for improving your credit score and much more!

Credit Sense is easy to access. Just sign on to Provident’s online or mobile banking and scroll down the Account Summary page, or click on “Credit Score” from the “Accounts” menu. 


Credit scores displayed by Credit Sense are for educational purposes only. Checking Credit Sense will not have any impact on your credit score. Provident Credit Union will not use Credit Sense’s credit score to make lending decisions — we use our own lending criteria for determining credit eligibility.

Members are not required to use Credit Sense or any of the other tools it provides. Members must opt-in to use the service.

Frequently Asked Questions