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Provident Credit Union deposit products are federally insured by the National Credit Union Administration.

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The Pick-A-Term Certificate helps you meet your savings goals and is federally insured up to $250,000 by the NCUA.

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Recognized for Excellence

Proudly awarded America’s Best Regional Banks and Credit Unions 2025 by Newsweek and Plant-A Insights Group. Experience financial strength and superior service.

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Fixed/Adjustable Rate Mortgages

Save money with a low fixed-rate loan that later converts to a variable rate.

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New Articles

Security

08.27.2025

Smart Habits for Safe Online Shopping

Shop smarter and stay safer with simple habits to protect your money and personal info every time you shop online.

News

08.26.2025

5 Key Factors That Impact Your Credit Score

Learn what impacts your credit score and how to improve it

Community

08.25.2025

Provident Volunteers at CityTeam San Jose

Giving back, one box at a time! Our Provident team volunteered at CityTeam San Jose to help pack food for families in need.