Dividend Business Checking

Earn dividends from your checking account.003 


  • No monthly or annual fees
  • ​Currently paying up to 0.200% APY depending on your account balance

  • Competitive tiered rate on balances

  • No restrictions or transaction limits

  • No check or deposit fees

  • Free Overdraft Transfer Protection004

  • Use your Visa Business card to save on qualifying purchases with Visa Savings Edge.


  • Must open a Business Membership Savings Account prior to opening a Business Checking Account

  • $100 to open. No minimum balance

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Financial Institution Account Monthly Cash Limits Monthly Transaction Limits (combined deposits and withdrawals) Monthly Fee Min. Balance Requirement to Avoid Service Fee APY137
Provident Credit Union Dividend Business Checking Unlimited Unlimited $0 N/A Up to 0.200%
Citibank Citibusiness Interest Checking $5,000 25 $18 $10k min. average monthly balance Up to 0.01%
Bank of the West EASY Business Interest Checking $2,500 ($.20 per $100 coins) 100 $20 $10k min. daily balance or $25k average monthly balance Up to 0.01%
Bank of America Business Interest Checking $7,500 150 $17 $5k min. daily balance or $10k average monthly balance Up to 0.02% ($10k min. monthly balance)
Wells Fargo Platinum Business Checking $20,000 500 $40 $25k min. daily balance or $40k combined monthly balance Up to 0.06% (Requires Platinum Savings account)

Once your business has joined Provident by opening a Business Savings account, you can then open a Business Checking account.

Click here for a checklist [pdf] of all documents and information you'll need to open your Provident Business account(s).

Use the Business Account Application [pdf] to open a new Business Savings and Business Checking account for your business. Then bring your completed application to any Provident Credit Union branch.


Provident Credit Union is committed to supporting non-profit organizations in reaching their mission by providing financial services that support the unique needs of charitable institutions. Serving the banking needs of nonprofits is just one way Provident Credit Union supports the efforts of these organizations to build stronger communities.

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