Dividend Business Checking
Features
- No monthly or annual fees
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​Currently paying up to 0.20% APY137 depending on your account balance
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Competitive tiered rate on balances
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No restrictions or transaction limits
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No check or deposit fees
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Use your Visa Business card to save on qualifying purchases with Visa Savings Edge
Bring your completed application to any Provident Credit Union branch.
Requirements
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Must open a Business Membership Savings Account prior to opening a Business Checking Account
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$100 to open. No minimum balance
Financial Institution | Account | Monthly Cash Limits | Monthly Transaction Limits (combined deposits and withdrawals) | Monthly Fee | Min. Balance Requirement to Avoid Service Fee | APY137 |
---|---|---|---|---|---|---|
Provident Credit Union | Dividend Business Checking | Unlimited | Unlimited | $0 | N/A | Up to 0.20% |
Citibank | Citibusiness Interest Checking | $5,000 | 25 | $18 | $10k min. average monthly balance | Up to 0.01% |
Bank of the West | EASY Business Interest Checking | $2,500 ($.20 per $100 coins) | 100 | $20 | $10k min. daily balance or $25k average monthly balance | Up to 0.01% |
Bank of America | Business Interest Checking | $7,500 | 150 | $17 | $5k min. daily balance or $10k average monthly balance | Up to 0.02% ($10k min. monthly balance) |
Wells Fargo | Platinum Business Checking | $20,000 | 500 | $40 | $25k min. daily balance or $40k combined monthly balance | Up to 0.06% (Requires Platinum Savings account) |
Once your business has joined Provident by opening a Business Savings account, you can then open a Business Checking account.
Download a checklist [pdf] of all documents and information you'll need to open your Provident Business account(s).
Use the Business Account Application [pdf] to open a new Business Savings and Business Checking account for your business. Then bring your completed application to any Provident Credit Union branch.
NON-PROFIT ACCOUNTS
Provident Credit Union is committed to supporting non-profit organizations in reaching their mission by providing financial services that support the unique needs of charitable institutions. Serving the banking needs of nonprofits is just one way Provident Credit Union supports the efforts of these organizations to build stronger communities.
Multi-Unit Mortgages
Amazing Auto Loan Rates
Provident Members enjoy low fixed auto rates
Disclosures
- 003) No dividends are paid on balances below the balance minimum specified for the lowest balance tier. See rate sheet. See service charge schedule for a complete list of fees.
- 004) Traditional overdraft only. In the event of an overdraft, if you have selected certain accounts to be used for overdraft and the funds are available, they are automatically transferred from your other accounts. Restrictions apply. (Click for details). Courtesy Pay Overdraft is not available for this account.
- 137) APY = Annual Percentage Yield. Rates are valid as of and are subject to change.