Business Checking

Business Checking

Discover the Provident Dividend Business Checking account, designed to meet your business's unique financial needs. It's the perfect choice for small businesses looking for a reliable and straightforward checking solution with competitive rates and no hidden fees. Enjoy the convenience of easy account management, allowing you to keep a close eye on your finances, track transactions, and make informed decisions to grow your business.

Features

  • No monthly or annual fees
  • ​Currently paying up to 0.20% APY137 depending on your account balance
  • Competitive tiered rate on balances
  • No restrictions or transaction limits
  • No check or deposit fees
  • Free Overdraft Transfer Protection004
  • Use your Visa Business card to save on qualifying purchases with Visa Savings Edge

Requirements

Dividend Business Checking

Earn dividends from your checking account.003 

Small business owner? Zelle® is a fast way to get paid.

Zelle® is a great payment option for you and your customers.3

Get Started

Disclosures

  • 003) No dividends are paid on balances below the balance minimum specified for the lowest balance tier. See rate sheet.  See service charge schedule for a complete list of fees.
  • 004) Traditional overdraft only. In the event of an overdraft, if you have selected certain accounts to be used for overdraft and the funds are available, they are automatically transferred from your other accounts.  Restrictions apply. (Click for details). Courtesy Pay Overdraft is not available for this account.
  • 137) APY = Annual Percentage Yield. Rates are valid as of   and are subject to change.
  • 3) U.S. checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes. To send or receive money with a small business, both parties must be enrolled with Zelle® directly through their financial institution’s online or mobile banking experience.

Business Checking Accounts

Rates are valid as of and are subject to change.

Type Min. Balance Dividend Rate Annual Percentage Yield (APY) Disclaimers
Dividend Business Checking $0 0.000% 0.00% J
$25,000 0.100% 0.10%
$75,000 0.150% 0.15%
$125,000 0.200% 0.20%
Basic Business Checking $0 0.000% 0.00% J, KK
$25,000 0.100% 0.10%
$75,000 0.150% 0.15%
$125,000 0.200% 0.20%
  • J) The minimum deposit to open a Dividend Business Checking account is $100.00. No dividends are paid on balances below the balance minimum specified for the lowest balance tier.
  • KK) Accounts have been discontinued. No dividends are paid on balances below the balance minimum for the lowest balance tier.

Download Business Checking Application

Download and complete Provident's Business Checking account application.

Download Application (.pdf)

Visit a Provident Community Branch

Schedule an appointment at a Provident Community Branch. Bring your completed Business account application and all required documents.

Schedule Appointment

Download Business Account Checklist

Download Provident's Business account checklist of all documents and information you'll need to open your Provident Business account(s).
Download Checklist (.pdf)