Dividend Business Checking
ApplyFeatures
- No monthly or annual fees
- Currently paying up to 0.20% APY137 depending on your account balance
- Competitive tiered rate on balances
- No restrictions or transaction limits
- No check or deposit fees
- Free Overdraft Transfer Protection004
- Use your Visa Business card to save on qualifying purchases with Visa Savings Edge
Requirements
- Bring your completed application and required documents to any Provident Credit Union branch
- Must open a Business Membership Savings Account prior to opening a Business Checking Account
- $100 to open. No minimum balance
Business Checking Accounts
Rates are valid as of and are subject to change.
| Type | Min. Balance | Dividend Rate | Annual Percentage Yield (APY) | Disclaimers |
|---|---|---|---|---|
| Dividend Business Checking | $0 | 0.000% | 0.00% | J |
| $25,000 | 0.100% | 0.10% | ||
| $75,000 | 0.150% | 0.15% | ||
| $125,000 | 0.200% | 0.20% | ||
| Basic Business Checking | $0 | 0.000% | 0.00% | J, KK |
| $25,000 | 0.100% | 0.10% | ||
| $75,000 | 0.150% | 0.15% | ||
| $125,000 | 0.200% | 0.20% |
- J) The minimum deposit to open a Dividend Business Checking account is $100.00. No dividends are paid on balances below the balance minimum specified for the lowest balance tier.
- KK) Accounts have been discontinued. No dividends are paid on balances below the balance minimum for the lowest balance tier.
Disclosures
- 003) No dividends are paid on balances below the balance minimum specified for the lowest balance tier. See rate sheet. See service charge schedule for a complete list of fees.
- 004) Traditional overdraft only. In the event of an overdraft, if you have selected certain accounts to be used for overdraft and the funds are available, they are automatically transferred from your other accounts. Restrictions apply. (Click for details). Courtesy Pay Overdraft is not available for this account.
- 137) APY = Annual Percentage Yield. Rates are valid as of and are subject to change.