Business Solutions

Run and Grow Your Business with our Support

A full suite of services for Provident’s business members

Business owners often require special services not offered to regular members. Provident's business accounts are distinguished from consumer accounts by supporting the higher transaction volumes that businesses have. Provident provides a suite of services to our business members.

Merchant Services

Provident Credit Union has partnered with Heartland Merchant Solutions to offer business merchant services. We ensure our clients have around-the-clock care, with merchant services that allow small business to flourish and expand. Services include:

Business Specific Online Banking Tools

With Provident's online and mobile banking businesses can grant and manage account access to secondary users who help manage the businesses finances. Through user controls you can:

Learn More About Business User Controls
 

Dividend Business Checking

Earn dividends from your checking account.003

Features

  • No monthly or annual fees
  • ​Currently paying up to 0.200% APY depending on your account balance

  • Competitive tiered rate on balances

  • No restrictions or transaction limits

  • No check or deposit fees

  • Free overdraft protection004

  • Use your Visa Business card to save on qualifying purchases with Visa Savings Edge.

 

Business Savings Account

This account establishes your business as a member of Provident Credit Union.

The $5 minimum deposit required represents your "share" of stock in the organization. Once your Business Savings account is opened, you can open a Business Checking account.​

Features

  • Basic savings account for business Provident members

Provident Business Visa

Simplify bookkeeping, control expenses and earn 1 point for every $1 spent with no limits or caps. If you wish to provide cards for additional employees, you’ll be able to track expenses and cash flow with both individual statements and a summarized statement for all cards. 

Features

  • Credit limits up to $50,000
  • Earn reward points towards travel and merchandise with every purchase, through CURewards. You earn 1 point for every $1 spent. All rewards earned will roll up to the primary card.
  • No cost for employee cards
  • Visa SavingsEdge® exclusive discounts and offers
  • Enjoy all the benefits common to every Provident Credit Union Visa®

Apartment Building Mortgages

Consider the advantages of financing your apartment building with Provident -- up to $4 million for 5-36 units:

Features:

  • 30-year terms
  • No pre-payment penalty
  • Movable
  • Cash-out available on all programs

For more information on apartment building mortgages, E-Mail Us or call (800) 632-4600, option 1-2703.

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