Special Offers for Partner
Join Us and Prosper
Disclosures
- 083) Credit union deposit(s) must be pledged to secure the Visa®, with a minimum pledge of $600 and at least 120% of the approved credit line.
- 123) This offer is only valid for NEW Provident Checking Accounts and NEW Provident Credit Union members, 18 or older, who reside in California. Offer limited to one per individual and one per household and address. To be eligible, you must open one of the following checking accounts: Super Reward Checking, Provident Checking, Simply Free Checking, or a Digital Edge Account; all other checking accounts are not eligible for the bonus. New Account Bonus offer may expire anytime. This offer cannot be combined with any other offers. The minimum balance for the Membership Savings account is $5.00. You must fund your Checking account within the first 60 days of account opening with a minimum deposit of $25. If you fail to fund your Checking account within the first 60 days you are no longer eligible for the New Account Bonus and your account(s) will be closed.
In order to qualify for your New Account Bonus your account must be active and in good standing for two consecutive months following the month that your account is opened. All qualifying purchases and transactions referred to as "per month" or "monthly" only count towards the requirement of the month in which they POST, which will be on a business day (Monday – Friday) and may take one or more business days from the purchase/transaction date. Your account is deemed active by: (1) making purchases of $400 or more using a debit and/or credit card per month, AND (2) performing monthly direct deposits or automatic credits of at least $2000 into your checking account, AND (3) enrolling in Provident's online banking service and e-Documents with valid e-mail address. If your account remains inactive after 90 days from account opening you are no longer eligible for the New Account Bonus. Your account is in good standing if you: (1) demonstrate responsible account management—such as making regular deposits to bring your account to a positive end of day balance at least once every 30 days (including the payment of all credit union fees and charges); (2) avoid excessive overdrafts suggesting the use of Courtesy Pay Overdraft as a continuing line of credit; (3) there are no legal orders, levies or liens against your account. New Account Bonus: The New Account Bonus will typically be credited to your Provident Credit Union Checking account within 120 days of account opening. If Provident funded your savings account at the time of opening, you will receive the difference between the initial $5.00 savings account bonus and the stated bonus within this 120 day period. Please note, we may report the value of the New Account Bonus to the IRS, and any applicable taxes are the responsibility of the member. - 155) Automatic or electronic payments using your checking account and routing number are not considered purchases. By providing your payee with your debit or credit card number, your posted automatic payments will be counted as eligible purchases. Some bill payments will meet the monthly requirement for an ACH debit or credit transaction. Debit card cashback amounts, cash advances on credit cards, and checks do not count towards qualifications.
- 224) Penalty for early withdrawal may be assessed and may reduce earnings for all term share certificates.
- 229) Limited time offer. Dividend rates are fixed for the term of the certificate and are not subject to a tiered rate. The minimum opening deposit is $10,000. Deposits cannot be added to this certificate once it has been opened. Institutional deposits are not eligible. At maturity, each Pick-A-Term Certificate renews to the same term at the fixed rate in effect at that time.
- 243) Limited time promotional offer. May be extended or withdrawn without notice. Membership required. The minimum opening deposit is $250,000 and must be funds that have not been on deposit with Provident Credit Union for the last 60 days. You must maintain a minimum daily balance of at least $2,500 in your account each day to obtain the disclosed annual percentage yield. Dividends will be compounded monthly and credited to your money market account monthly.
Special Business Banking Offer for Partner
Provident Credit Union membership gives you access to special financial products that are better than a bank's. You'll especially enjoy lower rates on auto and home loans, earn higher interest on savings and checking accounts and a better Business Banking experience.
Partner is providing this benefit because they care about your financial health. Our products, services and educational tools can help you secure your financial future, enjoy peace of mind, and achieve your goals.
Let's Start You Off With $475123
Earn $475 when you open a Dividend Business Checking account with Provident and meet the requirements outlined below.
Use promo code Seed475 when applying.Offer expires April 30th, 2026.
Explore Checking Accounts
How to Earn Your $475 Checking Account Bonus122
To qualify, simply complete these three steps.
1. Deposit
Make at least $2,500 in total deposits to your Dividend Business Checking account within the first 60 days of account opening.
2. Make Purchases
Make purchases of $400 or more using a Provident Business debit and/or credit card155 for two consecutive months starting the month following your account opening.
3. Enroll
Enroll in online banking and eDocuments with a valid email address.
Featured Products:
Features
- Earns our highest dividend rate
- Instant liquidity
- No account fees
- Can be used as an overdraft source for Provident Business Checking accounts
- Current rates between 0.08% APY - 3.50% APY311 depending on your account balance
Requirements
- Must open with a minimum balance of $250,000 to receive 3.50% APY243
Features
- Pick-A-Term Certificates offers 3, 6, and 12 month terms
- Federally insured up to $250,000 by NCUA
- Guaranteed rate for the term of the certificate208
Features
- Credit limits up to $50,000
- Competitive low rates
- Qualify with no credit history
- No cost for authorized user cards
- Visa SavingsEdge® exclusive discounts and offers
- Enjoy all the benefits common to every Provident Credit Union Visa®
Features
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Credit limits up to $50,000
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Earn reward points towards travel and merchandise with every purchase, through CURewards. You earn 1 point for every $1 spent. All rewards earned will roll up to the primary card.
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No cost for employee cards
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Visa SavingsEdge® exclusive discounts and offers
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Enjoy all the benefits common to every Provident Credit Union Visa®
Provident Business Rewards Visa®
Simplify bookkeeping, control expenses and earn 1 point for every $1 spent with no limits or caps. If you wish to provide cards for additional employees, you’ll be able to track expenses and cash flow with both individual statements and a summarized statement for all cards.
Open a Business Checking Account and Earn $475
Mention promo code SEED475
Download Business Account Checklist
Visit a Provident Community Branch
Schedule an appointment at a Provident Community Branch. Bring your completed Business account application and all required documents.
Gather Required Documents
All business accounts must be opened at a Provident branch location. Please select the legal entity of your business to view the required documents to open your new business account(s).
- Business License (if required by city) and one of the following (if applicable):
- Fictitious Name Certificate/Statement
- Registration of Trade Name
- Certificate of Assumed Name
- Partnership Agreement and one of the following (if applicable):
- Fictitious Name Certificate/Statement or related document
- Business License or Business Registration
- Statement of Partnership*
- Limited Partnership Agreement
- Partnership Fictitious Name Certificate (if applicable)
- Certificate of Limited Partnership or similar depending on state*
- Limited Liability Partnership Agreement and one of the following:
- Statement of Qualification
- Certificate of Limited Liability Partnership*
- Limited Liability Partnership Registration
- Operating Agreement
- Articles of Organization*
- Bylaws
- If applicable, include corporate resolution or amendments authorizing account opening at Provident
- One of the following:
- Certificate of Organization*
- Articles of Incorporation*
- Certificate of Status*
- Bylaws
- Articles of Association (title of the organizing document may vary by state)*
- One of the following (if applicable):
- Business License
- Certificate of Assumed Name
- Fictitious Name Certificate