Business Solutions
Run and Grow Your Business with our Support
A full suite of services for Provident’s business members
Business owners often require special services not offered to regular members. Provident's business accounts are distinguished from consumer accounts by supporting the higher transaction volumes that businesses have. Provident provides a suite of services to our business members.
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Merchant Services
Provident Credit Union has partnered with Heartland Merchant Solutions to offer business merchant services. We ensure our clients have around-the-clock care, with merchant services that allow small business to flourish and expand.
Access to Your Information
24-hour access to account information and business data. Online monitoring dashboards display your business metrics.
Payment Services
A variety of business payment services including credit, debit, check services, ACH, and electronic benefits transfer. Set up recurring payments for month-to-month billing.
Customer Focused
Customers benefit from the Card Compromise Assistance Plan for breaches, customized loyalty programs, and multi-currency options.
Features
- No monthly or annual fees
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Currently paying up to 0.20% APY137 depending on your account balance
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Competitive tiered rate on balances
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No restrictions or transaction limits
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No check or deposit fees
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Use your Visa Business card to save on qualifying purchases with Visa Savings Edge
Bring your completed application to any Provident Credit Union branch.
The $5 minimum deposit required represents your "share" of stock in the organization. Once your Business Savings account is opened, you can open a Business Checking account.
Features
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Basic savings account for business Provident members
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Current rates between 0.03% APY - 0.08% APY1 depending on your account balance
Bring your completed application to any Provident Credit Union branch.
Business Savings Account
This account establishes your business as a member of Provident Credit Union.
Features
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Credit limits up to $50,000
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Earn reward points towards travel and merchandise with every purchase, through CURewards. You earn 1 point for every $1 spent. All rewards earned will roll up to the primary card.
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No cost for employee cards
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Visa SavingsEdge® exclusive discounts and offers
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Enjoy all the benefits common to every Provident Credit Union Visa®
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Complimentary access to ID Navigator powered by NortonLifeLock™
Bring your completed application to any Provident Credit Union branch or schedule a virtual appointment.
Provident Business Rewards Visa®
Simplify bookkeeping, control expenses and earn 1 point for every $1 spent with no limits or caps. If you wish to provide cards for additional employees, you’ll be able to track expenses and cash flow with both individual statements and a summarized statement for all cards.
Features
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Credit limits up to $50,000
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Competitive low rates
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Qualify with no credit history
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No cost for authorized user cards
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Visa SavingsEdge® exclusive discounts and offers
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Enjoy all the benefits common to every Provident Credit Union Visa®
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Complimentary access to ID Navigator powered by NortonLifeLock™
Bring your completed application to any Provident Credit Union branch or schedule a virtual appointment.
Provident Business Share Secured Visa®
Enjoy the purchasing power and flexibility of a credit card using the secured funds from your Provident Business Savings account.83 A convenient way for small businesses and non-profits to track expenses and cash flow.
Features
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30-year terms
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No pre-payment penalty
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Movable
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Cash-out available on all programs
For more information on apartment building mortgages, E-Mail Us or call (800) 632-4600, option 1-2703.
Apartment Building Mortgages
Consider the advantages of financing your apartment building with Provident -- up to $4 million for 5-36 units.
Disclosures
- 001) APY = Annual Percentage Yield.
- 003) No dividends are paid on balances below the balance minimum specified for the lowest balance tier. See rate sheet. See service charge schedule for a complete list of fees.
- 004) Traditional overdraft only. In the event of an overdraft, if you have selected certain accounts to be used for overdraft and the funds are available, they are automatically transferred from your other accounts. Restrictions apply. (Click for details). Courtesy Pay Overdraft is not available for this account.
- 083) Credit union deposit(s) must be pledged to secure the Visa®, with a minimum pledge of $600 and at least 120% of the approved credit line.
- 137) APY = Annual Percentage Yield. Rates are valid as of and are subject to change.
- 234) Business Visa Guide to Benefits
- 237) Provident Business Rewards Visa® Terms and Conditions
- 238) Provident Business Share Secured Visa® Terms and Conditions