Welcome City of San Leandro Employees

Join Us and Prosper

Special Offers for the City of San Leandro Employees

Provident Credit Union membership gives you access to special financial products that are better than a bank's. You'll especially enjoy lower rates on auto and home loans and earn higher interest on savings and checking accounts.

The City of Employees is providing this benefit because they care about your financial health. Our products, services and educational tools can help you secure your financial future, enjoy peace of mind, and achieve your goals.

LET'S START YOU OFF WITH $300!

Open a checking account with your new membership and earn $300.123 Check out your account options. (Tip: Super Reward Checking is free, requires no minimum balance, earns 1.010% APY129 and has free transactions at any ATM.125)

To earn your $300 bonus and qualify for Super Reward Checking dividend rewards and ATM rebates, simply do these three things:010

  1. Make purchases of $300 or more using a Provident debit and/or credit card per month008

  2. Have monthly direct deposits or automatic credits of at least $500

  3. Enroll in online banking and e-Documents (electronic statements and notices) with valid email address

More Details  Open Checking and Membership

Please use promo code 9166.
 

YOU CAN SAVE THOUSANDS!

The City of San Leandro has negotiated a 0.125% rate discount to save you thousands over the life of a home or auto loan. You must mention your affiliation with CALGOVHR in order to receive your discounts.


LOW RATE AUTO LOANS
Auto Loan (New or Used):    2.625% APR109

Enjoy low fixed rates on both new and used vehicles:

More Details  Apply for an Auto Loan
 

FINANCE YOUR MORTGAGE LOAN WITH US

Whether you’re purchasing your first home or want to refinance your existing loan, Provident Credit Union has home financing options to fit your needs.

Home Loan (30-Year Fixed):  

$500,000 HOME PURCHASE OR REFINANCE SAVINGS EXAMPLE

 

Without Discount

With Discount

Interest

3.000% (3.031% APR)128

2.875% (2.906% APR)128

Monthly Payment

$2,108

$2,074

Annual Savings

 

$402

10 Year Savings

 

$4,027

 

More Details  Apply for a Mortgage
 

A CREDIT CARD TO FIT YOUR NEEDS

GREAT RATES, CASHBACK, OR REWARDS

From learning how to manage money to running a business, Provident has a card for you. Like to get cash back? How about earning rewards? Plus, enjoy the security of EMV chips, digital wallets, and our Zero Liability Fraud Protection Guarantee.

More Details  Apply for a Credit Card
 

EASY ACCESS TO YOUR ACCOUNT

Provident has 20 branch locations, plus over 5,000 credit union branches nationwide that participate in the CO-Op Shared Branch network and nearly 30,000 ATMs available surcharge-free.

Find Locations

Super Reward Checking

EARN 1.010% APY010 

Super Reward Checking offers all the best features you would want in a checking account and more, with no monthly service charge.

Features

  • No monthly fees or minimum balance requirement007

  • High-yield dividends on balances up to $25,000

  • Unlimited ATM use with no Provident surcharge

  • Up to $12 per month in rebates for third-party ATM surcharges

  • Free overdraft protection002

  • Free official checks111 
     

Cash Back Visa Signature

Receive unlimited 1.5% cash back on all purchases. Enjoy no interest on purchases and balance transfers for the first 14 billing cycles.

Features

  • Unlimited 1.5% cash back on all purchases

  • No annual fee

  • No merchant categories to choose from to earn rewards

  • No caps or restrictions

  • 0% APR on purchases and balance transfers for 14 billings cycles079
     

New and Used Vehicle Loans

Enjoy low fixed rates on both new and used vehicles, with up to 100% financing,023 and terms from 12 to 84 months.024 Also available is a no payments for 90 days option.025

Features

  • 100% Financing

  • No payments for 90 days option

  • No maximum model year age or mileage restrictions

  • Multiple term options up to 84 months

Fixed Rate Mortgages

This type of loan appeals to the more conservative borrower, or those who are certain they will not move or want to refinance for many years. This loan option offers a very stable rate and payment over the life of the loan. Even as the overall rate environment changes, your rate and loan payment remain unchanged. Additionally, we offer 15 and 20-year terms.

Need help deciding which one is right for you? Call (800) 632-4600, option 1-2703

Fixed Rate Mortgages available for non-owner occupied as well. 

Features

  • Fixed rate for the term of the loan

  • Multiple term options available

  • Principle and interest payments remain fixed for the life of the loan

Flexible Car Financing

Low rate auto loans with flexible terms and no payments for 90 days!

Apply Online

Click Here to Proceed