Welcome Partner

Join Us and Prosper

Special Offers for Partner

Provident Credit Union membership gives you access to special financial products that are better than a bank's. You'll especially enjoy lower rates on auto and home loans and earn higher interest on savings and checking accounts.

Partner is providing this benefit because they care about your financial health. Our products, services and educational tools can help you secure your financial future, enjoy peace of mind, and achieve your goals.


Open a checking account with your new membership and earn $300123. (Tip: Super Reward Checking is free, requires no minimum balance, earns 1.010% APY010 124 and has free transactions at any ATM.125)

To earn the $300 new account bonus, simply do these four things to receive the account bonus within 120 days of account opening:

  1. Deposit a minimum of $25 within 60 days from account opening

  2. Make purchases of $400 or more using a Provident debit and/or credit card per month215 for two consecutive months, starting the month following your checking account opening

  3. Have monthly direct deposits or automatic credits of at least $500 for two consecutive months, starting the month following your checking account opening

  4. Enroll in online banking and e-Documents (electronic statements and notices) with valid email address

More Details  Open Checking and Membership 

Please use promo code 9166.



From learning how to manage money to running a business, Provident has a card for you. Like to get cash back? How about earning rewards? Plus, enjoy the security of EMV chips, digital wallets, and our Zero Liability Fraud Protection Guarantee.

  • An easy, secure way to pay
  • Low, variable rate
  • Choice between a lower rate and earning rewards
  • Real-time ability to lock or unlock your card
  • Transaction alerts 

More Details  Apply for a Credit Card


Enjoy low fixed rates on both new and used vehicles:

  • Up to 100% financing of purchase price including tax, license and warranty023
  • First payment deferred up to 90 days025
  • Flexible terms available
  • Same rates for new and used vehicles

More Details  Apply for an Auto Loan


Whether you’re purchasing your first home or want to refinance your existing loan, Provident Credit Union has home financing options to fit your needs.

  • Fixed and ARM products
  • Movable® feature—Take the rate and terms with you when you move
  • Pick your term—Take control of how long you want to pay
  • Experienced Mortgage Consultant to guide you
  • POWER Funding 10-Day Guarantee040—We can close your new home purchase in 10 business days or less, guaranteed!

More Details  Apply for a Mortgage


Provident has 21 branch locations, plus over 5,000 credit union branches nationwide that participate in the CO-Op Shared Branch network and nearly 30,000 ATMs available surcharge-free.

Find Locations

Super Reward Checking

EARN 1.010% APY010 

Super Reward Checking offers all the best features you would want in a checking account and more, with no monthly service charge.


  • No monthly fees or minimum balance requirement007

  • High-yield dividends on balances up to $25,000

  • Unlimited ATM use with no Provident surcharge

  • Up to $12 per month in rebates for third-party ATM surcharges125

  • Free Overdraft Transfer Protection002

  • Free official checks111 

Cash Back Visa Signature

Receive unlimited 1.5% cash back on all purchases. Enjoy no interest on purchases and balance transfers for the first 14 billing cycles.


  • Unlimited 1.5% cash back on all purchases

  • No annual fee

  • No merchant categories to choose from to earn rewards

  • No caps or restrictions

  • 0% APR on purchases and balance transfers for 14 billings cycles079

New and Used Vehicle Loans

Enjoy low fixed rates on both new and used vehicles, with up to 100% financing,023 and terms from 12 to 84 months.024 Also available is a no payments for 90 days option.025


  • 100% Financing

  • No payments for 90 days option

  • No maximum model year age or mileage restrictions

  • Multiple term options up to 84 months
  • Current rates between 2.625% APR - 3.500% APR depending on loan term.

Fixed Rate Mortgages

This type of loan appeals to the more conservative borrower, or those who are certain they will not move or want to refinance for many years. This loan option offers a very stable rate and payment over the life of the loan. Even as the overall rate environment changes, your rate and loan payment remain unchanged. Additionally, we offer 15 and 20-year terms.

Need help deciding which one is right for you? Call (800) 632-4600, option 1-2703

Fixed Rate Mortgages available for non-owner occupied as well. 


  • Fixed rate for the term of the loan

  • Multiple term options available

  • Principle and interest payments remain fixed for the life of the loan

Flexible Car Financing

Low rate auto loans with flexible terms and no payments for 90 days!
Apply Online

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