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<h1><a href="/index.asp?i=mortgageResources&search=points" title="Calculator: Should I Pay Points to Lower the Rate?">Provident Credit Union: Points or Not (Mortgage Center)</a></h1> <h2>Calculator: Should I Pay Points to Lower the Rate?</h2> <p>This tool helps you determine whether paying additional charges for a specific interest rate (or discount points) in exchange for a lower interest rate is a good deal.</p> <p><a href="/AFrames/Borrow/Mortgages/EducationalResources/Calculator.asp?https://expert.providentcu.org/response/lf-providentcu/calc/home05" title="Calculator: Should I Pay Points to Lower the Rate?">Points or Not</a></p> <p>Provident Credit Union serves the entire San Francisco Bay Area and beyond with the best financial products that credit unions can offer, such as <a href="/index.asp?i=mortgage" target="_top" title="mortgage financing">Mortgages (Real Estate Loans)</a> (and <a href="/index.asp?i=mortgage" target="_top">Online Mortgages</a>) with many <a href="/index.asp?i=mortgage" target="_top" title="large mortgage selection">Mortgage</a> Types and <a href="/index.asp?i=mortgageRates" target="_top" title="low rate mortgages">Low Mortgage Rates</a>, <a href="/index.asp?i=auto" target="_top">auto loans (car loans)</a>, <a href="/index.asp?i=savings" target="_top">savings accounts and certificates</a>, <a href="/index.asp?i=planning" target="_top">investment advice</a>, <a href="/index.asp?i=insure" target="_top">insurance</a>, and more. </p> <p>Provident Credit Union offers <a href="/index.asp?i=memberApply" target="_top" title="San Francisco Bay Area credit union membership in: San Mateo County, San Francisco County, Santa Clara County, Alameda County, or Contra Costa County. Northern California credit union membership in: Monterey County, Sacramento County, El Dorado County, Placer County, or Humboldt County">Membership</a> to anyone who lives or works in several bay area counties, including San Mateo County, San Francisco County, Santa Clara County, Alameda County, or Contra Costa County, and also to anyone who lives or works in Monterey County, Sacramento County, El Dorado County, Placer County, or Humboldt County.</p> <h3>Bookmark: <a href="/index.asp?i=mortgageResources&search=points" rel="bookmark">Provident Credit Union: Points or Not (Mortgage Center)</a></h3> <p><a href="/index.asp?i=sitemap" title="Site Map for Provident Credit Union" target="_top">Site Map</a></p> <p><a href="/" target="_top">Provident Credit Union</a></p> <p>Most of this site's content requires a browser capable of displaying frames.</p>