Bump Up ESA Certificate

Bump-Up ESA Certificate

This savings certificate allows you to step up to a higher rate. If we advertise a higher rate for this ESA certificate, you can request whatever rate is current, one time, any time during the term of the certificate, and we'll apply it to the remaining term. Just let us know. See rates.


  • Step up to a higher rate if advertised one time during your term

  • 24-month term

  • Federally insured to $250,000 by NCUA


  • Initial minimum deposit amount of $500

  • Minimum balance to earn dividends is $500

  • Maximum annual contribution to a Coverdell ESA is $2,000

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