Add-On ESA Certificates

Add-On ESA Certificate

Add deposits of any amount — anytime! This fixed rate account is a great gift idea, and a smart way to save with automatic payroll deduction. Deposits that raise the balance into the next tier will increase the rate, allowing your money to grow even faster.


  • 24-month term

  • Add deposits of any amount, at any time, up to a maximum of $1,000,000 without affecting your term135

  • Federally insured to $250,000 by NCUA


  • Initial minimum deposit amount of $250

  • Minimum balance to earn dividends is $250

  • Maximum balance of $1,000,000135

  • Maximum annual contribution to a Coverdell ESA is $2,000

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