Our most popular account:
Super Reward Checking is a free account that earns our highest dividend rate and has free transactions at any ATM.
- Pays 2.01%APY1
- No minimum balance
- No monthly service fees
- ATM fee rebates2
Dividends paid: 2.01% APY¹ on balances $0.01 – $25,000; 0.08% APY¹ on balances $25,001 and over; 0% APY if requirements are not met.
All Checking Accounts Feature:
- No ATM fees at 30,000 CO-OP® and 33,000 MoneyPass® ATMs
- Free online and mobile banking
- Free bill pay and send cash services
- Deposit checks remotely with e-Deposit3
- More features
See all checking accounts.
To earn the dividend rewards and ATM rebates, simply do these three things:4
- Make purchases of $300 or more using a Provident debit and/or credit card per month5, 6
- Have a monthly direct deposit or ACH transfer (automatic debit or credit) post to the account
- Maintain enrollment in e-Documents
To enjoy our great rates, you'll need to be a Provident member. It's easy. Complete the membership application and open your membership savings account with a minimum of $5. See our eligibility requirements for information on how you can qualify.