Earn 2.01% APY1 with Super Reward Checking!

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Our most popular account:

Super Reward Checking is a free account that earns our highest dividend rate and has free transactions at any ATM.

  • Pays 2.01%APY1
  • No minimum balance
  • No monthly service fees
  • ATM fee rebates2

Dividends paid: 2.01% APY¹ on balances $0.01 – $25,000; 0.08% APY¹ on balances $25,001 and over; 0% APY if requirements are not met.

All Checking Accounts Feature:

  • No ATM fees at over 34,000 CO-OP® and 23,000 MoneyPass® ATMs
  • Free online and mobile banking
  • Free bill pay
  • Deposit checks remotely with e-Deposit3
  • More features

See all checking accounts.


To earn the dividend rewards and ATM rebates, simply do these three things:4

  1. Make purchases of $300 or more using a Provident debit and/or credit card per month5, 6
  2. Have a monthly direct deposit or ACH transfer (automatic debit or credit) post to the account
  3. Maintain enrollment in e-Documents

Track Your Super Reward Requirements

Watch this video about tracking your progress towards meeting the monthly requirements.

Start Now!

To open a new checking account, Apply Online or complete an Application Form that you can print out and mail to us with your deposit.

To receive an application by mail, call (800) 632-4600 or send an e-mail to one of our friendly Member Support Representatives. Or visit any one of our Branches for personal service.