The financial consultants at Provident Credit Union work to provide you with sound financial advice and will discuss investment strategies and recommendations that can work for you.* They maintain offices in Provident Community Branches and may be available at other branch locations. Make an appointment today.
Serving: Lower S.F. Peninsula and parts of the South Bay
Matthew comes to Provident Credit Union with over 16 years of experience as a licensed Financial Advisor. Prior to Provident, he managed client accounts with Chase Investment Services, Wells Fargo Private Client Services, and Citicorp Smith Barney.
Matthew earned his Bachelors of Science degree in Finance at San Jose State University and is a licensed FINRA representative (Series 7,24,63,65) through and Securities America. He specializes in building diversified portfolios focused on generating income and limiting risk.
Check Matthew's background on FINRA's BrokerCheck.
Serving: Mid-S.F. Peninsula
Al came to Provident Credit Union in 2004 and has over 32 years of financial consulting experience helping clients with all phases of retirement planning, Including Long Term Care, College Savings Planning, Investment Planning, and Life Insurance. His experience has been through Great Western Financial, Bank of America, and Charles Schwab.
Al holds a B.A. in Social Science from San Jose State University. He loves his grandchildren (and the rest of his family), all college sports, travel, and reading.
Check Al's background on FINRA's BrokerCheck.
Serving: Upper S.F. Peninsula and parts of the South Bay
Chad comes to Provident Credit Union with over 8 years of experience in the Financial Services industry. As a Financial Consultant with Provident Credit Union, Chad offers a wide array of financial services and is dedicated to develop specific strategies to help achieve your financial goals.
Chad received a Bachelor of Science degree in Finance from San Francisco State University. Chad holds FINRA Series 7 and 63 registrations and Life & Health Insurance Licenses. With his free time, Chad enjoys spending time with his family, travel, golf, and Steelhead fishing.
Check Chad's background on FINRA's BrokerCheck.
Serving: Folsom and parts of the East Bay
Scott comes to Provident Credit Union with over 29 years of experience as a Financial Advisor and management experience with such firms as Charles Schwab and Merrill Lynch. As a licensed Financial Advisor, he has helped many members save for college education, purchase homes, allocate current and future retirement monies, prepare for wealth transfer, and generally help create the financial lifestyle they desire.
Scott provides unbiased choices and advice using mutual funds, annuities, life insurance, and long-term care, in addition to stocks and bonds. He has been licensed and offering investment advice since 1990, and has used his skills as a stock trader, bond trader, and wealth manager to help savers and investors make wise financial decisions.
Check Scott's background on FINRA's BrokerCheck.
Serving: San Francisco and parts of the East Bay
Bob comes to Provident Credit Union with over 24 years of experience in financial services. A majority of his experience was with Franklin Templeton Investments, where he was a Vice-President/Regional Director for their Portfolio Advisors division. His work experience also includes Bank of America/Merrill Lynch, Northwestern Mutual, and Abner, Herrman & Brock Asset Management.
As a Financial Consultant with Provident Credit Union, Bob offers a wide range of services, from helping with individual investments and education savings to developing a retirement plan. His goal is to help members make informed investment decisions based on their specific needs.
Bob received a Bachelor of Music degree from San Francisco State University and a Masters of Music degree from the University of Michigan. He enjoys music performance along with golf, travel and cooking.
Check Bob's background on FINRA's BrokerCheck.
Jo Laurie Schmeltzer
Serving: The S.F. Peninsula
Provident Financial Consultant, Jo Laurie Schmeltzer has enjoyed working in the investment and insurance industry since 1995. With a Bachelor of Arts Degree in Economics from the University of California, Irvine, her knowledge and experience bring great value to the clients she serves.
Jo comes to Provident with over 24 years of experience as a Financial Consultant and has worked at various firms including Dean Witter Reynolds, Charles Schwab, Bank of the West, Bayview Bank, and Patelco Credit Union.
In addition, she holds a real estate license and has experience with mortgage lending, rental property management and residential property sales. Her specialty of interest is in retirement planning including the growth of assets prior to retirement as well as in methods for maximizing income after retirement.
Check Jo's background on FINRA's BrokerCheck.