Welcome New Members

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Thank You for Joining

Provident Credit Union welcomes you, our newest member! We look forward to serving your financial needs. Remember, your money is safe at Provident, and there are many benefits of having a Provident membership.

To get you started, we have highlighted some information, products, and services to help make life easy.

Payments and Transfers 

Save time, money, and hassle every month using Provident's online banking and automated transfer services.

Online Banking

You can use online banking to transfer funds between your Provident accounts, accounts outside of Provident, and to accounts of other Provident members. Access these services by clicking on the "Transfers & Payments" navigation link within online banking. Schedule one-time or recurring transfers.

  • Your Provident Accounts—Simply choose which accounts you want to transfer from and to, the amount, and when you want it to occur. Visa credit card payments can be scheduled by clicking on the gear icon next to the card name on the Accounts page, and then click on "Transfer to (Make Payment)".
  • External Accounts—To add your external account, go to the Transfers & Payments page within online banking and then to "Manage External Accounts." From there you can add accounts from banks, credit unions, or investment institutions. Once you have verified the amounts of a couple of small deposits we'll make to these accounts, you'll be able to transfer from or to these accounts at no extra charge. Your membership must be opened for 30 days to be eligible for this service.*
  • Cross Accounts—To transfer funds from your Provident accounts to another Provident member account, go to the Transfers & Payments page within online banking and then from the Cross Account set-up screen, enter the members last name and membership number that you want to send to.

Automatic Transfer

Have funds transferred automatically between your Provident accounts and accounts outside of Provident. Use it to stick to a safe investment plan, and avoid late payments and fees when you automate payments to your Provident loans.*

It's easy to set up and easy to change as your plans as priorities change. Just complete and return this form [PDF].

Learn More

To learn more about all the ways to transfer funds to and from Provident accounts, and to see how online methods compare to other ways, consult our Transfer Types Comparison Chart.

Payment Options  Deposit Services

* This type of transfer is not immediate. Please schedule your transfer for at least three days before you need the funds to arrive.

Deposit Insurance

All Provident Credit Union deposits are federally insured to at least $250,000 per member (in addition to a separate $250,000 insurance for IRAs) by the National Credit Union Administration (NCUA), a United States Government agency. This agency charters and supervises federal credit unions and insures savings in federal credit unions and most state-chartered credit unions across the country through the National Credit Union Share Insurance Fund (NCUSIF), a federal fund backed by the full faith and credit of the United States government.