This type of loan appeals to the more conservative borrower, or those who are certain they will not move or have a need to refinance for many years. This type of loan offers a very stable rate and payment over the life of the loan. Even as the overall rate environment changes, your rate and loan payment will stay steady. 15 and 20 year terms are also available, which may be of particular interest to those refinancing a smaller remaining amount after several years of payments.
Need help deciding which one is right for you? Call (800) 632-4600, option 1-2703.
10-Year Fixed Rate Mortgage
15-Year Fixed Rate Mortgage
20-Year Fixed Rate Mortgage
Ready to Close or Get Pre-Approved? To apply online for a mortgage loan (all loan types except apartment building), click on the apply button below.*
To receive a mortgage application by mail, or to ask about higher loan amounts of $1,000,000 or more, call (800) 632-4600, option 1-2703, or e-mail our Real Estate Lending Department.
* Application deposit required for all mortgage loan applications, including pre-approvals. Deposit is to be credited towards loan fees at closing.
Provident Credit Union NMLS #412725.