Smart Option Student Loan

Whether you’re an undergraduate, career training or graduate student these flexible student loans are designed to meet your needs:

  • Competitive variable and fixed interest rates
  • No origination fee or prepayment penalty069
  • Multiple repayment options

Learn which loan is right for you
 

Undergraduate and career training students

Smart Option Student Loan®

Pay for your bachelor’s, associate’s, or certficate expenses at a degree-granting school or for a professional training and trade certificate courses (culinary, technical, etc.) at a non-degree granting school.

Graduate

Graduate School Loan

Pay for expenses as you pursue your master’s and doctoral degrees

MBA Loan

Pay for your business school expenses as you pursue your Masters of Business Administration degree

Medical School Loan

Pay for your medical degree expenses in allopathic, general, osteopathic, podiatric, radiology, sports, and veterinary medicine 

Dental School Loan

Pay for your dental degree expenses in general dentistry, endodontics, oral and maxillofacial surgery, orthodontics, pediatric dentistry, periodontics, and prosthodontics 

Graduate School Loan for Health Professions  

Pay for your health professions degree expenses in allied health, nursing, pharmacy, and other graduate-level health programs

Law School Loan

Pay for your school and associated expenses as you study for your law degree

Learn which loan is right for you

Smart Option Student Loan

Student loans for all types of students. Get the money you need for school. Student loans from Provident Credit Union in partnership with Sallie Mae® could help!068

Disclosures

  • 068) Borrow responsibly

    We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

    These loans are made by Sallie Mae Bank. Provident Credit Union is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.

    Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply. Click here for additional eligibility information about each product.

  • 069) Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.

    SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.

    ©2024 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.