Earn Up To 4.25% APY

On a 48 or 60-Month Term Certificate

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Give Your Money a Good Workout

Is your money sitting idly by, earning little or no interest? Then it's time to give it a good workout with a Provident term certificate.

Our long-term certificates feature terrific yields and our fixed rates guarantee a return you can count on, which means you can start making plans on how to spend your earnings. And there's more...

A Relationship Bonus!

Right now, your relationship with Provident really pays off with a .25% rate bonus. For example, you can lock in a rate of 4.00% APY* with our current 48 or 60-month term certificate, then add the .25% bonus just for having one of the following additional products:

  • A Provident auto, boat, RV or motorcycle loan
  • A Provident mortgage
  • A Provident checking account with Direct Deposit
  • A Provident home equity loan or line of credit

This bonus offer applies to all Provident fixed term certificates. If you already have one or more of the above, you will qualify for the Relationship Bonus. If not, this is a great chance to give these products a try.

Apply Now!

To request a new Term Certificate, complete an Application Form that you can print out and mail to us with your deposit. You can also use the form on that page to request a funds transfer from another institution to your Provident Credit Union account.

Or, contact us today at (650) 508-0300 or (800) 632-4600, visit any one of our Branches, or send an e-mail to one of our friendly Member Support Representatives.

Deposit Insurance

All Provident Credit Union deposits are federally insured up to $100,000 per member (in addition to a separate $250,000 insurance for IRAs) by the National Credit Union Administration (NCUA), a United States Government agency. This agency charters and supervises federal credit unions and insures savings in federal credit unions and most state-chartered credit unions across the country through the National Credit Union Share Insurance Fund (NCUSIF), a federal fund backed by the full faith and credit of the United States government.

 

* Annual Percentage Yield (APY) is effective as of May 22, 2008 and is subject to change anytime thereafter. 4.25% APY includes .25% relationship bonus. Must meet qualifications to receive this rate. Cannot be combined with any other offer. Not available to institutional deposits. Membership required. Penalty for early withdrawal may be assessed and may reduce earnings.

This credit union is federally insured by the National Credit Union Administration (NCUA).

Equal Housing Lender