Provident Auto Loan Center
Print
Our auto loans include the same low fixed rates on new and used vehicles. 100% financing is available, with a range of terms
to meet your needs. Let Provident Credit Union finance your next car, truck, van, motorcycle, boat, or recreational vehicle.
All Provident loans subject to credit approval.
Click on individual loan names below for a full description, or click further down to
learn more about our other auto-related services:
Enjoy low fixed rates on both new and used vehicles, with up to 100% financing,1 and
terms from 12 to 84 months.2 Also available is a "no payments
for 90 days" option.3
Rates Apply Payment Calculator
1 100% financing available on used cars up to retail Kelley Blue Book value. Subject to credit rating. 2 Terms over 72 months require a minimum loan of $20,000. Subject to credit rating.
3 Payments begin 90 days after loan funding; interest accrues from day of
funding.
The Tax Advantage Auto Loan (TAAL) has the same rates as our regular Provident Credit Union auto
loans, with possible tax deductibility (check with your tax advisor). Provident places a
courtesy lien on your home, but no equity or appraisal is required.* Enjoy
same day funding!
Rates Apply Payment Calculator
* You must currently own and occupy a home in California. Provident Credit Union will place a lien on your home. A $200 up-front processing fee is required to cover the recording and reconveyance of the courtesy lien. We recommend consulting with your tax advisor to determine whether the interest you pay is tax deductible. Provident cannot guarantee the tax deductible status of this loan.
For current auto loans. You may be able to
lower your monthly payments!* Even a single percent less
on your APR could potentially save you hundreds of dollars over the remaining
life of your loan.
Rates Apply Payment Calculator
* Refinance loans up to 100% Kelley Blue Book. Lowered monthly payments may
require extension of current term.
Are you a college student in the market for a new car? We offer an auto loan program designed exclusively for you! This
first-time auto program helps you to realize your dreams of vehicle ownership -- with little or no credit history, and no co-signer required.
If you're at least 18 years of age, have little or no credit history (i.e. no FICO score), are employed, and are a student, then
you're eligible to apply for our new College Auto Loan Program. There are no application or processing fees. This is an excellent way to
establish and build credit when you are just starting out.
Rates Apply (College Auto Loan) Apply (College Package) Provident College Student Programs Payment Calculator
You may finance your new or used RV (motor home or travel trailer) for up to 10 years, for loan amounts of $50,000 or more, or up to 15 years, for loan amounts of $100,000 or more. For lower loan amounts, finance up to 72 months.
Boats can be financed for up to 10 years on loan amounts of $20,000 or more. There are no minimum loan amounts for RV or boat loans of 5 years or less. Financing up to 100% available for loans less than $50,000.
Rates Apply Payment Calculator
Provident requires you to have proof of insurance in order to receive an auto, motorcycle, or RV loan. Click here for more information.
Provident Plus Auto Insurance
Provident Plus Insurance Agency is owned entirely by Provident Credit Union and offers insurance for your home, auto, and commercial property. Provident Plus shops several major insurance carriers in order to find the best rate for your situation. Because we do the shopping for you, you can feel assured that you are getting the ideal insurance coverage at an affordable price. For more details and a free quote on your auto insurance needs, click here.
Credit Protection
Credit Protection is a voluntary debt cancellation product. Depending on the plan you select, it can cancel your loan balance or loan payments up to the agreement maximum for a specified amount of time, in the unfortunate event of major life setbacks such as disability, involuntary unemployment, accidental or other types of death, or a terminal condition. Click here for more information, or check the appropriate box when you apply for a Provident Credit Union auto loan.
Mechanical Breakdown Insurance (MBI)
Provident's bumper to bumper Mechanical Breakdown Insurance protects your vehicle over and above manufacturer's warranty, and typically costs less than most extended warranties offered through
dealers. Click here for more information, or check the appropriate box when you apply for a Provident Credit Union auto loan.
Guaranteed Auto Protection (GAP)
Don't get caught holding the bag! With GAP, if your car gets stolen or totaled in an accident you won't have to continue paying off your loan if your insurance doesn't cover the entire amount. Click here for details, or check the appropriate box when you apply for your Provident Credit Union auto loan.
|
|
This credit union is federally insured by the National Credit Union Administration (NCUA).
Article: Provident... One of the Strongest Credit Unions in the Country
© 2013 Provident Credit Union
