Provident Automated Payment Services

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Save time, money, and hassle every month using Provident's automated payment services. Make your loan payments by automatically transferring funds from either your paycheck or another savings or checking account.

Direct Deposit & Payroll Deduction

Enjoy the safety and convenience of having your paychecks deposited automatically with Direct Deposit. Avoid teller lines on busy paydays by having the funds delivered directly from your employer into your Provident Credit Union account. You'll receive hassle-free access to your paycheck on the day it is paid, even if you're nowhere near a branch or ATM. Then you can have your regular loan payment transferred automatically from your main account to your loan account (see below). If for some reason you don't want the entire paycheck deposited into your Provident Credit Union accounts, use Payroll Deduction to automatically have your payment made directly from just a portion of each paycheck. Either way, get started now by completing a short online form.

Automatic Transfer

Have your payments transferred automatically to your Provident Credit Union loan from any of your other accounts in Provident or elsewhere. Whether you are taking advantage of Provident's Direct Deposit, or you have active accounts at other financial institutions, Automatic Transfer can help you automatically allocate funds into your various Provident Credit Union accounts, including (but not limited to) your loan. By avoiding late payments and fees on your loans, you'll maintain a good credit history. It's also a good way to simultaneously stick to a safe investment plan. By automating your savings deposits, you'll help ensure your future earnings.

Once you set up Automatic Transfer, the amounts you chose are automatically paid or deposited into the accounts you chose, according to the schedule you chose. It's easy to set up, and easy to change, as your plans and priorities change. Just complete and return the short online form.

Automatic payments and deposits which are made from one Provident Credit Union account to another are also called "Automatic Transfer".

Payments by Phone

Need to make a fast electronic payment in addition to (or instead of) a recurring automated payment? Make your payment by phone! Simply call us at (800) 632-4600 or (650) 508-0300 where a staff member will assist you with your payment.*

This service is available for all loan payment types, except for credit cards and Home Equity Lines of Credit. It can even be used to make deposits to your other Provident share accounts such as checking and savings.

*The maximum payment per transaction is $5,000. Payments are posted the following day. This service has an associated transaction fee of $10.